Internationalisation Guarantee

The Internationalisation Guarantee is intended to serve as collateral for financing the business operations of a Finnish SME abroad.

The Internationalisation Guarantee may amount to a maximum of 80 per cent of the amount of credit or other financing commitment.

The intended use may be, for instance, investments, development or financing for growth for a Finnish SME’s subsidiary, associated company or branch office that has been, or is planned to be, established abroad. Other targets of financing may include the acquisition or increase of holdings or the increase of the share capital in a subsidiary or joint venture abroad.

After the investment, the recipient of financing should hold a minimum of 1/5 of the votes of the foreign associated company.

The Internationalisation Guarantee can be applied for by companies with

• fewer than 250 employees and
• the annual turnover no more than EUR 50 million or
• the balance sheet total of EUR 43 million, at a maximum.

The project should considerably promote the operations of the enterprise in Finland. Under certain conditions, the guarantee is also suitable for companies larger than SMEs.

Finnvera's online service provides a secure and easy way for submitting financing applications. You can log in to the online service with your personal online banking credentials or mobile certificate.

Should you wish, you can prepare a business plan and a performance plan in the My Enterprise Finland service.

T-forms from Yritystutkimus ry's website (if needed).