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The loan is aimed for boosting the growth and productivity of companies with 1 to 9 employees. Applications for the loan are received for a limited period between 1 October 2024 and 31 March 2025.

The guarantee protects the bank against credit risks when the bank purchases invoice receivables from the exporter in connection with foreign trade.

Export Guarantees – an instrument for covering domestic needs for collateral in exports.

A Letter of Credit Guarantee protects a bank from commercial and/or political and/or sovereign risks related to a confirmed Letter of Credit.

Bill of Exchange Guarantee secures the lender against credit risks arising when the lender purchases a bill of exchange from the exporter.

A Buyer Credit Guarantee is a security to the lender in case of a credit risk caused by a foreign buyer, the buyer's bank or country.

A Credit Risk Guarantee insures the guarantee holder against credit loss related to an export transaction.

Bank Risk Guarantee protects the bank of a Finnish export company against risks involved in bank guarantees given to the exporter to secure payment of the purchase price.

The Finnvera Loan is intended for SMEs to finance domestic construction, machinery and equipment investments, energy and environmental projects, working capital needs and various ownership arrangements.

Bridge financing means a loan granted by Finnvera to meet a company’s need for working capital during the period between a positive grant decision and the actual payment of the grant.